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Car Finance Guides

Guides to car finance, in plain English

Straight answers to the car finance questions Australians actually search for. No jargon, no sales pitch, just what you need to know before you borrow. Written by the Auto Solve Financial team.

  • Takes about 60 seconds
  • No credit score impact
  • No obligation
Latest guides

Start with the question you have

Each guide is general information only, not personal advice. When you're ready to talk about your own situation, we're a phone call away.

30 July 2026

Car loan preapproval explained

What preapproval actually means, how to get it, how long it lasts and why it lets you negotiate like a cash buyer.

30 July 2026

Dealer finance vs broker vs bank

Three very different ways to finance the same car. How each one works and the questions to ask before you sign.

30 July 2026

What credit score do you need for a car loan?

How credit scores work in Australia, what lenders really look at, and your options with a less than perfect history.

30 July 2026

How to refinance a car loan

When refinancing makes sense, the steps involved, and the costs to check before you switch loans.

30 July 2026

Private sale vs dealer: how finance differs

Buying privately can be great value, but the finance works differently. The checks and paperwork explained.

30 July 2026

Chattel mortgage and business car finance basics

What a chattel mortgage is, who it suits, and how ABN holders and sole traders finance a work vehicle.

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