Protect Your Car & Repayments

Insurance & add ons

Optional products that help protect your car and your repayments, arranged alongside your finance so it's all sorted in one place. Cover is always your choice, we'll explain what each one does in plain English.

A hand holding the keys over a car
Peace of mind, your way

Cover that protects the car, and the loan

Life happens. A protection product can mean the difference between a stressful setback and a manageable one, covering your repayments if your circumstances change, or covering a shortfall if your car is written off. These products are optional and won't suit everyone. We lay out what each one does so you can decide what's genuinely worth having for your situation.

Optional products

What you can add

Each product is optional and offered by a third party provider. We'll point you to the provider's documents so you can read the detail before deciding.

Loan / Payment Protection

Helps cover your loan repayments if life throws a curveball, such as illness, injury or involuntary unemployment, depending on the policy terms.

Guaranteed Asset Protection (GAP)

If your car is written off or stolen, comprehensive insurance may pay out less than you still owe. GAP cover helps bridge that shortfall.

Extended Warranty

Extends mechanical cover beyond the manufacturer's warranty, helping with the cost of eligible repairs as your car ages.

Tyre & Rim

Covers the cost of repairing or replacing eligible tyres and rims damaged by everyday road hazards like potholes and debris.

Comprehensive insurance referral

Most lenders require comprehensive cover on a financed car. We can refer you to a provider so your insurance is sorted before you drive away.

Plain English guidance

No jargon, no pressure. We explain what each product covers, what it doesn't, and whether it's likely to be worthwhile for you.

These products are optional. Consider whether they're right for you and read the provider's documents (PDS/Target Market Determination) before deciding. Auto Solve Financial may receive a commission.
Good to know

Add on questions, answered

Do I have to take any of these to get finance?
No. These products are entirely optional and your finance approval doesn't depend on taking them. The one common requirement is comprehensive insurance, which most lenders ask for on a financed car, but you're free to arrange that with any provider you choose.
How do I decide whether an add on is worth it?
Weigh the cost against the protection it offers for your situation, and always read the provider's documents, the Product Disclosure Statement (PDS) and Target Market Determination (TMD) set out exactly what's covered, what's excluded and who the product is designed for. We're happy to talk it through so you can make a confident, no pressure decision.
Does Auto Solve Financial earn a commission on these products?
We may receive a commission if you take out one of these optional products. We believe in being upfront about that, just as we are with how we're paid on your loan, see our Credit Guide for the detail. It never changes the fact that these add ons are your choice.

Sort your finance and cover in one place

Get your finance options first, free, obligation free, and no impact on your credit score to get started. We'll talk add ons only if they suit you.