Business & equipment finance
For ABN holders who need a work vehicle, machinery or equipment. We compare a panel of 30+ lenders to find tax effective business finance that suits your cash flow, with instant preapproval, same day settlement and no impact on your credit score to get started.
Finance the assets that drive your business
Whether you're a sole trader buying a ute, a growing company adding to the fleet, or a business investing in equipment, we structure finance around how your business actually runs. As a broker we compare lenders to find competitive rates and the right product, and we explain the options in plain English so you can make a confident call.
The right structure for the job
Different products suit different businesses. We'll help you choose the one that fits your cash flow and accounting setup.
Chattel Mortgage
You own the asset from day one while the lender holds a mortgage over it. A popular choice for work vehicles, often with flexible balloon and term options.
Finance Lease
The lender buys the asset and leases it to your business for fixed payments. A residual is set at the end, giving you flexibility on what to do next.
Commercial Hire Purchase
The lender buys the asset and you hire it, paying it off over the term. Once the final payment is made, ownership transfers to your business.
Equipment Finance
Beyond vehicles, machinery, tools, IT, fit out and more. Spread the cost of the assets your business needs to grow without draining working capital.
Finance that fits how you operate
Potential tax advantages
Depending on the product and your situation, there may be GST and tax benefits to financing business assets. Every business is different, speak to your accountant about what applies to you.
Balloon & residual options
Lower your regular repayments by setting a balloon or residual amount at the end of the term, useful for keeping cash flow comfortable while the asset earns its keep.
Same day settlement
We know time is money in business. With instant preapproval and same day settlement available, we keep applications moving so you can get the asset working sooner.
If you've got an ABN, we can likely help
From a single ute to a full equipment fit out, our lender panel covers a wide range of business situations.
- Sole traders and contractors
- Companies, partnerships and trusts
- Businesses adding to or refreshing a fleet
- Newer businesses, ask us about low doc options
Business finance questions, answered
Do I need an ABN to apply?
Are low doc options available?
How do balloon payments work?
Ready to finance your next business asset?
Free, obligation free, and no impact on your credit score to get started. Let's find a structure that suits your cash flow.